If you have an injury that is covered by North Carolina workers’ comp insurance, it is essential that one takes the right steps when seeking medical treatment. Although receiving appropriate medical care is important, it is also vital that injured workers maximize their workers’ comp benefits to ensure that they are properly compensated for those injuries. At Cardinal Law Partners, we are committed to helping injured workers whose workers’ compensation claims have been denied or delayed by insurance companies.
What is Workers’ Compensation?
Workers’ compensation plans provide wage and medical benefits to employees who become ill or are injured at work. This type of insurance is mandated by North Carolina for each employer that has three or more employees. Oftentimes, business owners purchase workers’ compensation insurance for their employees to protect themselves from civil suits from workers who become injured on the job. While workers’ compensation insurance is purchased by the business itself, the plans are underwritten by insurance companies with the exception of a few large employers that are self-insured.