Health Care

What Are the Benefits of A Workers’ Medical Compensation Claim In NC?

Insurance agent regrets to inform victim about refusal to pay compensation

What Are the Benefits of A Workers’ Medical Compensation Claim In NC?

Cardinal Law Partners September 2, 2020

Under the North Carolina Workers’ Compensation Act, employees who contract a disease at work or are injured at the workplace are entitled to specific benefits. If you are filing a workers’ comp claim in NC, there are a number of things you should know. First, there are different types of compensation:

  • Disfigurement
  • Death benefits
  • Permanent disability compensation
  • Temporary disability compensation
  • Medical compensation

Below, we will primarily concentrate on coverage for a medical compensation claim in NC.

Worker’s Compensation Medical Benefits in North Carolina

The Workers’ Compensation Act of North Carolina states that when an employer or their workers’ compensation insurance company accepts an injured worker’s claim as compensable, they “shall” provide medical compensation.  These medical benefits are provided without financial obligation from the insured worker, such as coinsurance or co-pay.

In connection with an injury, the medical treatment typically included/covered under workers’ compensation includes, but is not limited to, the following:

  • Surgery
  • MRIs
  • X-rays
  • Therapy
  • Medications
  • Hospitalizations
  • Doctor appointments

This is not to say, however, that medical treatment outside the realm of “common”, “traditional”, or “ordinary” should not be covered in a workers’ compensation claim.  Ideally, if you are injured at work, or contract a disease as a result of being in the workplace, one of the first things you should do is contact an attorney to represent your personal rights.

Travel Costs for Worker’s Comp Claims in NC

While one might expect to have medical bills covered in a work-related illness or injury, they may be unaware that transportation costs are also eligible for coverage. Traveling to and from medical appointments qualify for coverage and reimbursement as part of the works compensation medical benefit claims in North Carolina.  Individuals who drive themselves to medical appointments should be reimbursed for mileage if the round trip to their workers’ compensation medical appointment is greater than 20 miles

Disability Benefits

Navigating disability benefits can be complicated for many reasons.  It is usually not enough that the injured worker cannot work.  The insurance company will often require the treating physician to certify that the injured worker cannot work or that they have ongoing work restrictions.  Even if the treating physician is supportive of the injured worker’s disability, there are a gauntlet of return to work issues that must be navigated to ensure entitled to disability benefits.

Experienced and knowledgeable workers’ compensation attorneys in North Carolina can properly represent your rights. Turn to the team at Cardinal Law Partners as your trusted partner.   

Cardinal Law Partners – Experienced Workers’ Compensation Attorneys

Are you involved in a workers’ comp case? The best course of action when appealing or filing a case for workers’ compensation is to secure legal representation from an experienced, empathetic, diligent, and knowledgeable NC workers’ compensation attorney. Year after year, we here at Cardinal Law Partners have successfully handled numerous workers’ compensation cases. We’ve recovered lost wages, sought and obtained medical expenses, and done all we could to get the best outcomes for our clients.

Don’t wait, contact us today. Your first consultation is free.