On-the-job accidents can sometimes result in workers’ comp third-party (3rd party) claims. These kinds of claims can involve more than their fair share of legal wrangling, settlements, everyone placing the blame on someone else, and more. The legalities involving third-party claims are extensive and hard to understand for most laymen.
But with Cardinal Law Partners on your side, filing a workers’ comp third-party claim can be made much easier. Our trained board certified specialists handle these kinds of claims every day and know all the ins, outs, ups, and downs of not only the general legal system but workers’ comp legalities.
What Are Workers Comp Third-Party Claims?
A third-party claim related to workers’ comp, in “easy to understand” terms, can be explained as the following: After a work-related accident, a third-party claim is filed against a non-employer negligent party in a separate personal injury claim. However – and this is important – you cannot additionally file an injury claim against your employer citing their negligence if you want workers’ compensation benefits.
A workers’ compensation claim can be filed by workers that have received a job-related injury. Without the need to prove fault on the part of the employer, workers’ compensation benefits are awarded. In some cases, however, a third-party claim can also be brought about by the injured worker.
Understanding Workers’ Comp Third-Party Claims
Commonly referred to as a liability claim, a third-party claim is a claim being made against someone else because it is felt that the injury suffered by the victim was the fault of someone else – here, the injured victim is the third-party. If, however, insurance companies are unwilling or unable to settle with the third party who was injured, that person can go through the court system, and file a liability claim.
Not to confuse matters but, if a person is injured on the job, “third-party” can apply to the entity or person that contributed to or caused the work-related illness or accident, other than the employer themselves. The insured employee can try to recover monetary damages by suing the third party.
Confused yet? All the legalities involved in a third-party claim can be extremely hard to fully comprehend. Even if you understand it, going through the entire process of a claim and settlement, all on your own, is more than many people can even imagine. If you’ve been hurt on the job, it’s the last thing you need on your plate.
Are You an On-The-Job Accident Victim Filing A Third-Party Claim?
If you’ve been hurt on the job, but you feel that someone other than your employer was involved in the cause of the accident, you can attempt to file a third-party claim. If you win, you (as the third party) would be the beneficiary of third-party insurance. Claims can be filed for compensation for property damage, death, and injury.
Why Should You Hire Cardinal Law Partners To Defend Your Rights in a Workers’ Comp Third-Party Claim?
The explanations above are not only confusing but can, at times, seem contradictory. That’s why you truly need an experienced legal representative like our attorneys at Cardinal Law Partners. We handle a wide variety of compensation cases involving personal injury, Social Security disability, workers’ comp cases and, of course, third-party claims. Every one of our legal representatives has been certified by the North Carolina Board. Because no two clients are alike, we offer plans that are specifically tailored and unique, to meet the individual needs of each client.
If you require legal assistance with a workers’ compensation third-party claim in Greenwood, South Carolina, do not hesitate to schedule a FREE case evaluation with our attorneys today.